The Misconception of What a Will Actually Does

Written By Kuljyott Bedi

A Will is a set of instructions. It is not a key.

Most people believe that having a Will means their family can immediately handle their affairs. In California, it’s rarely that simple.

Think of your assets as being behind a locked gate.

- The Will: These are the instructions on who should receive what.
- The Problem: The instructions are inside the gate.
- The Key: To unlock that gate, your family must go through the California Probate Court.

For many families, this "key" comes with a significant price tag:

⏳ Time: Expect a wait of 9–18 months before the gate opens.
💸 Cost: Statutory fees are calculated on the gross value of the estate (before debts are paid).
📂 Privacy: Because it’s a court process, your private legacy becomes a public record.

A Will provides direction, but it doesn't provide immediate access.

While a Will is a foundational document, this is exactly why many choose to build their plan around a Living Trust to ensure the gate is already open when their family arrives.

Technical Note: This applies to probate assets. Accounts with designated beneficiaries or joint titles often bypass this gate (i.e. the probate process). California also offers simplified procedures for small estates.

Kuljyott Bedi

My legal career began in Sydney and New York, where I practiced banking and finance, corporate, and real estate law. My work focused on structuring transactions, drafting and negotiating agreements, and managing the practical details that move deals from concept to completion.

That experience shaped how I approach the law today—grounded in precision, clarity, and a deep respect for the details that make a plan actually work.

I founded Bedi Estate Law in Danville to bring that same level of structure and thoughtfulness to estate planning. My approach is deliberate and refined, focused on designing plans that are efficient, cohesive, and built to function seamlessly in real life.

Outside of my practice, I am deeply involved in the Danville community. I have spent years actively contributing to my daughters’ schools, serving on PTA and learning fund boards and helping support the programs and systems that allow our local community to thrive.

As a mother of three, I understand the importance of protecting what you’ve built and creating clarity for the people who matter most. Estate planning is not just about documents—it is about ensuring your family is supported, organized, and prepared for what comes next.

https://www.bediestatelaw.com
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A Trust vs A Will